Sesimpel Ini Tips Membangun Aset Rp 1 Miliar Sebelum 40 Tahun

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Siapa disini yang tidak ingin memiliki aset sebesar Rp1 miliar sebelum berusia 40 tahun, pastinya kita semua ingin dan cepat memperoleh aset tersebut. Namun, kenyataannya hal ini tidak semudah seperti membalik telapak tangan. Banyak dibutuhkan pengalaman dan usaha lebih untuk mengumpulkan aset sebesar ini. Oleh karena itu, berikut merupakan 4 tips membangun aset Rp 1 miliar sebelum 40 tahun.

Membangun Aset Dengan Perbanyak Pemasukan dibandingkan Pengeluaran

Hal pertama yang harus kita lakukan adalah memperbanyak celah pemasukan kita, jangan hanya bersandar terhadap 1 pemasukan kamu. Cobalah untuk memulai pekerjaan-pekerjaan freelance dan coba memulai bisnis kecil-kecilan agar pendapatan yang kamu peroleh semakin besar. Jangan lupa juga untuk tekan pengeluaran kamu dari hal-hal yang bersifat konsumtif. Jika kamu bisa menerapkan ini secara konsisten, maka perlahan kamu akan membangun aset kamu!

Mulailah berinvestasi 

Langkah selanjutnya adalah berinvestasi secara konsisten. Bayangkan jika kamu secara konsisten mengalokasikan pendapatan kamu sebesar 10-20% setiap bulan dengan membeli perusahaan yang berfundamental bagus. Maka kamu dapat secara perlahan membangun aset kamu. Kuncinya adalah konsisten! Saat ini juga sudah banyak instrumen investasi yang menyediakan persentase keuntungan setiap tahunnya, seperti deposito, investasi emas, reksadana, saham, obligasi, dan lainnya. Sudah sangat mudah bukan, jadi yuk mulai berinvestasi!

Ubah Passion Kamu menjadi Bisnis

Semua orang pasti memiliki passion yang berbeda-beda. Namun semua passion tersebut bisa dijadikan keuntungan, coba ingat kembali sebenarnya hobi dan kesenangan kamu di bidang apa. Misalkan : 

  • Jika kamu memiliki hobi memasak, cobalah untuk membuka bisnis katering atau jualan snack/makanan secara online. 
  • Jika kamu memiliki hobi menulis dan jalan-jalan, cobalah untuk membangun sosial media sebagai traveler dan influencer
  • Jika kamu memiliki hobi musik, cobalah untuk membuat sebuah lagu ataupun menjual alat musik 

Dari hobi dan passion kamu, kamu bisa membuka jalan untuk membangun aset kamu mencapai Rp 1 miliar.

Implementasikan Gaya Hidup Sederhana

Banyak orang ketika mengalami kenaikan pendapatan atau aset, gaya hidup mereka juga semakin mahal. Hal inilah yang menjadi salah satu musuh bebuyutan dalam membangun aset kamu. Cobalah untuk mulai gaya hidup sederhana dengan menggunakan uang kamu secara cermat dan efisien terhadap setiap pengeluaran kamu agar terhindar dari gaya hidup yang boros dan konsumtif. Mustahil bagi orang yang ingin membangun aset miliaran tetapi selalu menghabiskan pendapatan yang mereka dapatkan setiap bulan. Jangan lupa untuk menerapkan alokasi anggaran terhadap pendapatan kamu dan jangan lupa untuk menabung yaa!

Nah sekarang kamu sudah paham 4 tips membangun aset Rp 1 miliar sebelum 40 tahun!. Yuk diterapkan dalam kehidupan sehari-hari agar mempercepat jalur kesuksesan kamu.

Jangan lupa like, comment, dan share agar artikel ini lebih bermanfaat untuk semuanya!

Bacaan Lanjutan: https://koinworks.com/blog/cara-membangun-aset/

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