Menurut kamu apa saja fungsi asuransi buat kita ya?
Fungsi Asuransi Income Protection
Di level awal, asuransi akan melindungi pendapatan agar tetap utuh meskipun kita terkena resiko hidup.
Income tetap utuh, saat terjadi resiko sakit dan memerlukan biaya yang mahal. Income tidak kamu pakai untuk membayarnya.(Asuransi Kesehatan)
Income tetap masuk, saat risiko kehidupan terjadi dan kita sudah tidak bisa bekerja karena sakit, kecelakaan atau meninggal, maka fungsi asuransi memberikan santunan yang dapat menggantikan income kita. (Asuransi Kecelakaan, Sakit Kritis, dan Jiwa).
Aset Protection
Di level kedua ini, asuransi berfungsi untuk melindungi aset-aset yang sudah kamu kumpulkan. Bila terjadi resiko sakit dan memerlukan biaya yang besar, kita tidak perlu khawatir.
Asuransi bisa mengcover biaya berobat, sehingga kita tidak perlu menjual aset. Maka, asuransi memberikan anda rasa ketenangan.
Baca Juga: 5 Jenis Produk Asuransi
Asset Creation
Pada Level ketiga ini, asuransi tidak hanya berbicara tentang proteksi, tetapi juga membuat aset menjadi berlipat.
Asuransi adalah aset yang paling aman dan satu-satunya aset yang tidak dapat direbut orang lain.
Hidup dapat digambarkan seperti mobil yang berjalan melewati lika liku jalanan. Sama halnya dengan hidup yang berliku-liku, naik dan turun setiap musimnya
Analogi asuransi sebagai sabuk pengaman yang kita pakai saat sedang berada d i perjalanan, yang selalu siap menjaga kita (kalau kita pakai ☺)
Ibarat sabuk pengaman yang bisa meminimalkan risiko kecelakaan, asurasi juga bisa jagain kita dari risiko yang kita ga pernah tau kapan datangnya!
Tetapi kamu juga harus mencari informasi.
Tentang asuransi yang sesuai dengan kebutuhan kamu.
“The Best Protection is Knowledge”
Kira-kira mau topik apalagi nih yang perlu dibahas?
Semoga bermanfaat ya dan jangan lupa follow IG @davidwijaya 23!
Sumber:
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