Bikin salah itu wajar dilakukan oleh setiap orang. Tapi yang harus lo inget yaitu kalau pilihan yang lo buat dan kebiasaan yang lo bangun di masa sekarang ini bisa mempengaruhi kehidupan finansial lo di masa mendatang. Kita bahas kesalahan keuangan yang paling fatal.
1. Kesalahan Keuangan Terlambat bayar utang dan tagihan
Sebenernya gada larangan dalam berhutang, karena berhutang itu boleh asal bisa bayarnya. Jangan sampai karena lo terlalu konsumtif, lo jadi gampang utang sana sini, yang mengakibatkan lo kewalahan buat bayar utang-utang lo itu. Lo bisa cek postingan ini (munculin postingan yg rule of money biar ga terlilit utang) siapa tau bisa bantu lo hindari sifat berhutang.
2. Gak pernah budgeting
Kalo lo gapernah budgeting atau gapernah punya catatan pengeluaran finansial, lo ga akan tau uang lo itu lari kemana aja. Keuangan lo akan lebih berantakan kalau ga ke arah. Gue juga pernah bahas beberapa metode untuk budgeting finansial lo di video ini (munculin cover video reels yang “3 metode simpel bantu survive keuangan”), yang mungkin bisa kasih lo beberapa referensi untuk praktikkan salah satu dari metode tersebut.
3. Gak punya tujuan keuangan
Lo pasti tau bahwa tujuan itu penting banget dalam kehidupan. Sama halnya dalam bidang keuangan. Kalau lo gapunya tujuan keuangan, lo ga akan punya prioritas harus nabung dan investasi buat apa yang berakibat hidup lo jadi mengikuti arus aja. Gak ada arah dan tujuannya.
4. Bikin kesalahan keuangan dengan memutuskan karena tertekan
Padahal lo belum siap buat nikah, belum siap buat punya anak, atau belum siap buat beli mobil baru. Tapi, lo maksain buat nikah, lalu punya anak, atau maksain cicil mobil karena lo mendapat tekanan, misal dari orang tua, keluarga atau lingkungan sekitar. Yang buat keuangan lo malah jadi berantakan karena “kebelumsiapan” itu.
Ingat yaa keputusan finansial dan keuangan lo itu adalah tanggung jawab lo sendiri, bukan orang lain. Emang kalau finansial lo berantakan, orang lain yang neken atau mempengaruhi lo tadi mau nanggung resikonya? Kan engga. Yuk berkeluh kesah tentang kesalahan keuangan yang pernah lo alami di kolom komen hehe.
I don’t normally comment but I gotta say appreciate it for the post on this one : D.
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OK, you outline what is a big issue. But, can’t we develop more answers in the private sector?
I’ll check back after you publish more articles.
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Beirut, Lebanon
CNN
—
A deadly Israeli airstrike on Hezbollah’s stronghold in southern Beirut on Friday has left over a dozen people dead, including a high-ranking Hezbollah commander, sharply escalating the conflict between the two sides and raising fears of all-out war.
[url=][/url]
Senior Hezbollah commander Ibrahim Aqil, part of Hezbollah’s elite Radwan Force, was assassinated along with “about 10” other commanders, Israel Defense Forces (IDF) spokesperson Daniel Hagari said, accusing them of planning to raid and occupy communities in Galilee in northern Israel.
Hezbollah confirmed Aqil’s death on Friday, saying he was killed “following a treacherous Israeli assassination operation on 09/20/2024 in the southern suburbs of Beirut.”
According to Hagari, the targeted commanders were “underground underneath a residential building in the heart of the Dahiyeh neighborhood, using civilians as a human shield” at the time of the attack.
Lebanon’s health ministry said at least 14 people were killed and 66 others injured in the airstrike, which leveled a multistory building in a densely populated neighborhood.
Aqil had a $7 million bounty on his head from the United States for his suspected involvement in the 1983 strike on the US Embassy in Beirut, which killed 63 people, as well as the bombing of the Beirut Marine barracks, which killed 241 US personnel later that year.
A CNN team on the ground in Beirut saw a frantic effort to rescue people from underneath the rubble and rush the wounded to hospital. Witnesses said nearby buildings shook for nearly half an hour after the strike, which the IDF said it had carried out at around 4 p.m. local time.
A week of surprise attacks
Friday’s strike marked the fourth consecutive day of surprise attacks on Beirut and other sites across the country, even as Israeli forces continued deadly strikes and operations in Gaza and the occupied West Bank.
The first major attack against Hezbollah this week came Tuesday afternoon when pagers belonging to the militant groups’ members exploded near-simultaneously. The pagers had been used by Hezbollah to communicate after the group’s leader, Hassan Nasrallah, encouraged members to switch to low-tech devices to prevent more of them from being assassinated.
Almost exactly 24 hours later, Lebanon was rocked by a second wave of explosions, after Hezbollah walkie-talkies detonated in Beirut and the south of the country on Wednesday.
At least 37 people were killed, including some children, and more than 3,000 were injured in the twin attacks.
In a United Nations Security Council meeting on Friday, UN human rights chief Volker Turk on Friday warned that the detonation of communication devices could violate international human rights law.
Lebanese Foreign Minister Abdallah Bou Habib and Israeli Ambassador to the UN Danny Danon clashed at the heated meeting, with Bou Habib calling on the council to condemn Israel’s actions and Danon slamming the Lebanese envoy for not mentioning Hezbollah.
Beirut, Lebanon
CNN
—
A deadly Israeli airstrike on Hezbollah’s stronghold in southern Beirut on Friday has left over a dozen people dead, including a high-ranking Hezbollah commander, sharply escalating the conflict between the two sides and raising fears of all-out war.
[url=][/url]
Senior Hezbollah commander Ibrahim Aqil, part of Hezbollah’s elite Radwan Force, was assassinated along with “about 10” other commanders, Israel Defense Forces (IDF) spokesperson Daniel Hagari said, accusing them of planning to raid and occupy communities in Galilee in northern Israel.
Hezbollah confirmed Aqil’s death on Friday, saying he was killed “following a treacherous Israeli assassination operation on 09/20/2024 in the southern suburbs of Beirut.”
According to Hagari, the targeted commanders were “underground underneath a residential building in the heart of the Dahiyeh neighborhood, using civilians as a human shield” at the time of the attack.
Lebanon’s health ministry said at least 14 people were killed and 66 others injured in the airstrike, which leveled a multistory building in a densely populated neighborhood.
Aqil had a $7 million bounty on his head from the United States for his suspected involvement in the 1983 strike on the US Embassy in Beirut, which killed 63 people, as well as the bombing of the Beirut Marine barracks, which killed 241 US personnel later that year.
A CNN team on the ground in Beirut saw a frantic effort to rescue people from underneath the rubble and rush the wounded to hospital. Witnesses said nearby buildings shook for nearly half an hour after the strike, which the IDF said it had carried out at around 4 p.m. local time.
A week of surprise attacks
Friday’s strike marked the fourth consecutive day of surprise attacks on Beirut and other sites across the country, even as Israeli forces continued deadly strikes and operations in Gaza and the occupied West Bank.
The first major attack against Hezbollah this week came Tuesday afternoon when pagers belonging to the militant groups’ members exploded near-simultaneously. The pagers had been used by Hezbollah to communicate after the group’s leader, Hassan Nasrallah, encouraged members to switch to low-tech devices to prevent more of them from being assassinated.
Almost exactly 24 hours later, Lebanon was rocked by a second wave of explosions, after Hezbollah walkie-talkies detonated in Beirut and the south of the country on Wednesday.
At least 37 people were killed, including some children, and more than 3,000 were injured in the twin attacks.
In a United Nations Security Council meeting on Friday, UN human rights chief Volker Turk on Friday warned that the detonation of communication devices could violate international human rights law.
Lebanese Foreign Minister Abdallah Bou Habib and Israeli Ambassador to the UN Danny Danon clashed at the heated meeting, with Bou Habib calling on the council to condemn Israel’s actions and Danon slamming the Lebanese envoy for not mentioning Hezbollah.
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These are some of the most important issues we’ll face over the next few decades.
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