Asuransi merupakan salah satu kebutuhan penting jika kita ingin memiliki keuangan pribadi yang stabil dan sehat. Selain adanya dana darurat yang memadai, kepemilikan proteksi adalah hal yang sebaiknya tidak untuk kita tunda. Dengan kita memiliki asuransi keuangan pribadi dapat terjaga dari berbagai resiko kerugian. Ketika kita menghadapi sebuah kondisi yang membutuhkan biaya besar. Misalnya, ketika kita terjatuh sakit dan membutuhkan biaya medis atau ketika tulang punggung keluarga meninggal dunia akibat kecelakaan sehingga pendapatan keluarga terhenti.
Manfaat Asuransi
- Memberikan Rasa Aman Bagi Tertanggung dan Keluarga : Asuransi kecelakaan akan memberikan rasa aman dan nyaman kepada tertanggung saat bekerja. Kecelakaan kerja dapat terjadi kapanpun karena termasuk resiko pekerjaan. Perlindungan kecelakaan diri bersifat menyeluruh artinya kita akan terlindungi oleh pihak asuransi untuk urusan kecelakaan ringan maupun fatal. Sehingga mengakibatkan kita meninggal dunia.
- Meringankan Biaya Pengobatan : Menanggung biaya pengobatan untuk kecelakaan diri yang tentunya tidak murah. Kita tidak pernah memprediksi atau membuat anggaran banyaknya biaya yang di butuhkan saat terjadi kecelakaan. Kondisi seperti ini mampu menjadi solusi yang baik untuk meringankan kondisi finansial saat terjadi musibah.
- Jaminan Hari Tua : Kita akan lebih yakin dan nyaman dalam membuat rencana keuangan untuk masa depan. Karena dapat menjamin serta memberikan santunan setiap resiko kecelakaan yang mungkin terjadi di masa depan. Kenyamanan seperti ini membuat masa depan dan hari tua lebih terjamin dan terencana dengan baik.
- Perlindungan terhadap Keluarga Jika Terjadi Resiko Kepada Tertanggung : Kecelakaan jenis apapun baik kecelakaan kerja maupun kecelakaan saat perjalanan sehingga berakibat fatal dan menimbulkan kematian. Jika hal ini terjadi, otomatis keluarga yang kita tinggalkan akan terkena dampak penurunan pendapatan. Karena tulang punggung keluarga telah meninggal dunia.
Jika kita memiliki asuransi kecelakaan diri, penghasilan dari tertanggung yang terkena musibah sehingga menyebabkan pendapatan terhenti. Akan tergantikan oleh pihak asuransi. Baik dalam bentuk santunan bulanan dalam periode tertentu seperti yang sudah tertera dalam polis.
Baca lebih lanjut artikel Yuk Kenalan Sama Jenis-Jenis Asuransi
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