Kaya Tapi Bahagia, Sesimpel Ini! Versi Naval Ravikant

Kamu ingin Kaya tapi tetap bahagia? Terdengar klise yah. Tapi itu bukan kondisi angan-angan aja loh. Naval Ravikant, seorang pengusaha & investor keturunan India-Amerika memberikan tips jitu menurutnya. Semua tips ini terangkum dalam buku “The Almanack Of Naval Ravikant” yang Eric Jorgenson tulis. Tertarik? Yuk kita bahas.

Siapa Sih Naval Ravikant Itu?

    Sebelum kita pahami pemikirannya, kita kenalan dulu yuk sama otak dibalik buku ini. Naval Ravicant adalah pengusaha, investor, serta mantan CEO AngelList. AngelList itu apa? AngelList tuh situs web khusus buat “mak comblang” antara investor dengan perusahaan startup. Naval Ravikant bahkan menjadi investor awal untuk perusahaan terkenal kayak Uber, Twitter, serta Postmates loh. Keren yah.

Baca Juga: Personal Finance, Sesimpel Ini Diatur Dengan Prinsip JL. Collins

Rumus Kehidupan Kaya Tapi Bahagia

    Nih rangkuman singkat banget dari buku yaitu rumus kehidupan biar kaya tapi bahagia, diantaranya:

  • Pertama, Bahagia = Sehat + Kaya + Good Relationship 
    • Sehat = Exercise + Diet + Tidur
    • Exercise = High Intensity Resistance Training (HITT) + Olahraga + Istirahat
    • Diet = Natural Foods + Puasa (Senin-Kamis) + Sayuran
    • Tidur = No alarms + 8-9 jam + Ritme Sirkadian (Bangun dan tidur di jam yang sama)
  • Kedua, Kaya = Income + ROI (Return Of Investment)
    • Income = Akuntabilitas + Pinjaman + Bakat Spesifik
    • Akuntabilitas = Personal Branding + Personal Platform (Website) + Ambil Risiko
    • Pinjaman = Modal + Orang + Intellectual Property (dalam HAKI)
    • Bakat Spesifik = Sesuatu yang bisa kamu lakukan tapi society belum tentu langsung bisa melakukannya juga
    • ROI = “Buy and Hold” + Valuasi + Margin of Safety
The Almanack of Naval Ravikant: A Guide to Wealth and Happiness | Discover  products. Stay weird. - AppSumo

Gambar 2. Buku “The Almanack Of Naval Ravikant”| Sumber: AppSumo

Baca Juga: Sesimpel Ini Menjadi Automatic Millionaire

Pemikiran Penting Menuju Kaya Tapi Bahagia

Selain itu, masih ada catatan penting buat kamu bisa kaya tapi bahagia. Ini nih rangkuman lainnya:

  1. Pertama, Carilah “Kaya”, bukan uang atau status. Kaya itu kayak gimana sih? Ketika kamu punya aset yang tetap mengalir walau kamu tidur. Kalau uang itu cara kita mentransfer waktu & kekayaan. Sedangkan status itu posisi dalam hierarki sosial
  2. Manfaatkanlah kode dan media. Mereka bisa bekerja untuk kamu walau sedang tidur. 
  3. Jangan melakukan hal sama dengan orang lain. Jadilah orang otentik. Kamu bersaing dengan mereka, karena anda menirunya.
  4. Jadilah orang yang terus belajar. Dijamin anda bisa kaya. Jangan hanya menguasai satu atau dua hal saja.
  5. Investasilah pada orang tepat untuk kerjasama dan ketika anda tahu langkah tepat untuk dilakukan.
  6. Jangan hanya dibayar karena waktumu yang disewa (seperti pengacara & dokter), tapi cari langkah penghasil income pasif untukmu.
  7. Optimalkan kemandirian dibandingkan membayar orang. Karena impiannya adalah anda bisa bertanggung jawab atas hasilmu sendiri
  8. Belajar menjual dan belajar membangun. Kunci sukses kaya.
  9. Hargai waktumu. Asumsikan anda dibayar per jam. Lalu hematlah waktu tersebut!
  10. Kalau anda punya 2 pilihan dan relatif sama, ambillah jalan sulit dalam jangka pendek.
  11. Membaca sains, matematika, dan filsafat 1 jam per hari bisa bikin sukses dalam tujuh tahun.
  12. Bahagia ada saat anda menghilangkan rasa “kayaknya ada yang kurang deh di hidup aku”
  13. Keinginan itu adalah kontrak agar tidak bahagia dulu sebelum anda mendapatkannya
  14. Pulihkan waktu & bahagia dengan kurangi aplikasi telepon, kalender, dan alarm
  15. Terakhir, Ingin berubah? Tinggal berubah. Tapi kebanyakan orang sebenarnya nggak mau berubah karena belum siap merasakan rasa sakit itu dulu. Kenali, sadari, serta beri diri perubahan kecil agar lebih siap.

Penutup

Siap kaya tapi bahagia? Yuk Sobat OneAset, perbanyak membaca buku-buku keuangan. Ikuti terus artikel ini. Ingat! Langsung praktikkan yah.  

Jangan lupa Give Applause, Komentar kalau masih ada yang bingung, dan Share ke teman terdekatmu. Follow juga IG @davidwijaya23 untuk informasi seputar keuangan, kesehatan, dan buku yaaa!

Baca Juga: Sesimpel Ini Mendefinisikan Ulang Uang Menurut Joe Dominguez

Referensi:

https://www.getstoryshots.com/books/the-almanack-of-naval-ravikant-summary

https://www.tobysinclair.com/post/book-summary-the-almanack-of-naval-ravikant-by-eric-jorgenson-insights-for-your-career

https://www.nateliason.com/notes/the-almanack-of-naval-ravikant

Penulis:

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