Kenalan Dengan Gaya Hidup Frugal Living Yuk

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Ilustrasi Gaya Hidup Frugal Living | Sumber: Mercury FM Surabaya

Kamu bisa memulai hidup Frugal Living dengan mengubah mindset kok. Buat kamu yang masih bingung apa itu Frugal Living yuk baca dulu artikel https://davidwijaya.com/2022/06/24/frugal-living-vs-pelit/. Kalau kamu siap memulai gaya hidup ini, coba kebiasaan-kebiasaan berikut yuk:

Mulai Gaya Hidup Frugal Living dengan Merasa Nyaman dan Tidak FOMO

Menjalani Frugal Living berarti kalian harus siap dengan hidup hemat tanpa mempedulikan perkembangan tren yang terjadi. Frugal Living adalah gaya hidup yang meminta kalian untuk merasa nyaman melangkah keluar dari siklus konsumerisme dan mengatakan tidak untuk hal-hal yang berbau impulsif.

Bedakan Keinginan dan Kebutuhan

Uang harus kamu alokasikan untuk “kebutuhan” terlebih dahulu. Hal-hal seperti perumahan, transportasi, dan makanan. Sementara keinginan harus kamu pikirkan baik-baik sebelum memenuhinya. Hidup hemat berarti menahan diri untuk segera membeli keinginan tersebut. Ini memberi kalian waktu untuk memutuskan apakah itu benar-benar kamu butuhkan, atau sekedar mengikuti tren.

Menetapkan Anggaran

Kalian bisa membuat anggaran bulanan. Sisihkan 20% untuk tabungan, 30% untuk cicilan, dan 50% sisanya bisa kalian atur untuk pakai. Jangan lupa untuk mencatat pengeluaran tersebut untuk memastikan kalian tidak melewati batas anggaran yang sudah kamu tetapkan.

Gunakan Kupon atau Promo

Atur waktu yang tepat untuk berbelanja. Mungkin kalian melihat barang yang kalian suka misalnya seperti sepatu. Nah, kamu bisa menunggu sepatu tersebut diskon baru kamu membeli.

Jual atau Beli Barang Bekas

Mungkin kalian punya beberapa barang lama yang masih bagus, tapi jarang atau hampir tidak pernah kamu pakai. Kalian bisa memanfaatkan barang ini dengan menjualnya dan membeli hal lain. Sama halnya, bila kalian ingin beli sesuatu, kalian bisa mencari barang bekas yang masih dalam kondisi bagus. Hal ini bagus untuk membantu kalian menghematnya.

Yuk Hidup Hemat!

Dengan gaya hidup frugal living, kamu bisa memastikan kondisi keuangan yang lebih sehat. Lalu uangnya setelah dihemat, diinvestasikan ya. Ada berbagai instrumen, silahkan dipilih berdasarkan profil risiko masing masing ya

Sumber:

https://www.idxchannel.com/milenomic/mengenal-frugal-living-gaya-hidup-hemat-masa-kini-yang-cocok-diterapkan-saat-pandemi

Penulis:

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