Pilih Mana? Kelola Uang Sendiri atau Titip Manajer Investasi

--

Investor individual yang mengelola uangnya sendiri bisa mengalahkan manajer investasi Wall Street? Hah? Masa sih?

Investor Individual Bisa Mengalahkan Manajer Investasi Wall Street Loh!

Lah kok bisa? Manager investasi apalagi Wall Street kan punya banyak analisis? Kerjanya 80 jam setiap minggu lagi biar dapetin saham murah. Investor individual nggak bisa berbuat apa-apa kan? Oh tentu…. Tidak. Peter Lynch, seorang investor asal amerika, filantropis, dan manager investasi menilai manager investasi punya kelemahan yaitu:

  1. Pertama, Size pasar yang mereka masuki
  2. Kedua, Jumlah waktu untuk presentasi 
  3. Ketiga, Modal yang dikuasai oleh klien

1. Size Pasar Yang Dimasuki Manajer Investasi Lebih Sedikit Pilihan

Jadi, Manager investasi pasti pegang uang yang sangat banyak bukan? Dana $10 miliar nggak akan diinvestasikan di perusahaan yang kapitalisasi pasarnya $10 juta. Terlalu riskan. Bermain aman lebih banyak dilakukan. Daripada kehilangan pekerjaan sama kehilangan uang klien bukan?

2. Presentasi Menghabiskan Waktu Manajer Investasi

Faktanya, Manager Investasi menghabiskan waktunya untuk menjelaskan kenapa dia berinvestasi di saham A ke stakeholder sebanyak 25% dari total waktu yang ada. Jadi kalau kerja misal 10 jam, maka 2,5 jamnya untuk presentasi. Padahal saham bergerak sangat cepat loh. Kalau kita bisa lebih fleksibel mengatur waktu yang ada.

3. Namanya Juga Dibayar, Modal Uang Ya Ditentukan Dari Klien

Ternyata, Banyak klien yang cenderung menarik uangnya saat pasar lagi jelek, terus memasukkan uang yang besar ketika pasar sedang bagus. Padahal hal ini  membuat keuntungan jadi lebih sedikit. Manager investasi jadi punya banyak uang saat semua sedang mahal, dan sedikit uang ketika semuanya murah. Dilema :’)

Tetap Semangat Jadi Investor Individual

Investor individual bisa invest ketika pasar lagi jelek, sehingga bisa dapat keuntungan ketika pasar mulai membaik. Ingat! Jangan lupa analisis fundamental dan teknikalnya ya. Kamu juga bisa membeli saham perusahaan yang produknya sehari-hari kamu pakai.

Jadi, misal kamu gamers, kamu tau produk game mana yang sering dimainkan dan menguntungkan. Manager investasi Wall Street nggak tau sedalam itu loh. Semangat berinvestasi!

Sumber:

Penulis:

Kategori: Keuangan

Join the Conversation

151 Comments

  1. Balas
  2. Balas
  3. Balas
  4. Balas
  5. Balas
  6. Balas
  7. Balas
  8. Balas
  9. Balas
  10. Balas
  11. Balas
  12. Balas
  13. Balas
  14. Balas
  15. Balas
  16. Balas
  17. Balas
  18. Balas
  19. Balas
  20. Balas
  21. Balas
  22. Balas
  23. Balas
  24. Balas
  25. Balas
  26. Balas
  27. Balas
  28. Balas
  29. Balas
  30. Balas
  31. Balas
  32. Balas
  33. Balas
  34. Balas
  35. Balas
  36. Balas
  37. Balas
  38. Balas
  39. Balas
  40. Balas
  41. Balas
  42. Balas
  43. Balas
  44. Balas
  45. Balas
  46. Balas
  47. Balas
  48. Balas

  49. Because we’re veteran‑owned we show up on time, measure twice, and treat every property with the kind of respect we learned back in basic training. We recycle all old metal so Beaufort’s landfills stay lighter and your project leaves a greener footprint on the Pacific Northwest we all love. Beaufort’s notoriously unpredictable rain makes high-capacity seamless gutters an absolute must for any homeowner who wants long‑term protection and peace of mind.

    Balas
  50. Balas
  51. Balas
  52. Balas
  53. Balas
  54. Balas
  55. Balas
  56. Balas
  57. Balas
  58. Balas
  59. Balas
  60. Balas
  61. Balas
  62. Balas
  63. Balas
  64. Balas
  65. Balas
  66. Balas
  67. Balas
  68. Balas
  69. Balas
  70. Balas
  71. Balas
  72. Balas
  73. Balas
  74. Balas
  75. Balas
  76. Balas
  77. Balas
  78. Balas
  79. Balas
  80. Balas
  81. Balas
  82. Balas
  83. Balas
  84. Balas
  85. Balas
  86. Balas
  87. Balas
  88. Balas
  89. Balas
  90. Balas
  91. Balas
  92. Balas
  93. Balas
  94. Balas
  95. Balas
  96. Balas
  97. Balas
  98. Balas
  99. Balas
  100. Balas

  101. A motivating discussion is worth comment. I believe that you need to publish more on this topic, it might not be a taboo subject but usually folks don’t talk about such subjects. To the next! Best wishes.

    Balas
  102. Balas
  103. Balas
  104. Balas
  105. Balas
  106. Balas
  107. Balas
  108. Balas
  109. Balas
  110. Balas
  111. Balas

  112. Local building codes here in Pierce County require you to manage runoff responsibly, so a properly sloped gutter system keeps foundations safe and neighbors happy. Proper downspout extensions send runoff well past your flowerbeds so you spend weekends gardening instead of dealing with muddy erosion trenches. Our team uses hidden screw‑in hangers that lock gutters to the rafter tails, outclassing the rusty spike-and-ferrule setups you still see on too many older homes.

    Balas
  113. Balas
  114. Balas
  115. Balas
  116. Balas
  117. Balas
  118. Balas
  119. Balas
  120. Balas
  121. Balas
  122. Balas
  123. Balas
  124. Balas
  125. Balas
  126. Balas
  127. Balas
  128. Balas
  129. Balas

  130. Thanks for this web site post and discussing your own results with us. Very well executed! I think a lot of people battle to understand paying attention to a lot of controversial things in connection with this topic, but your own results talk for themselves. I think a number of additional takeaways are the importance of following each of the suggestions you presented in this article and being ready to be ultra specific about which one might really work for you greatest. Nice job.

    Balas
  131. Balas

  132. Welcome to NanoDefense Pro is the official website of a powerful supplement that is an advanced skincare and nail support formula that uses cutting-edge nanotechnology to rejuvenate and restore health from within.

    Balas

  133. This constantly amazes me exactly how bloggers such as yourself can find some time and also the dedication to carry on creating good blogposts. Your blog isgood and one of my own must read weblogs. I just wanted to thank you.

    Balas
  134. Balas
  135. Balas

  136. There are a few fascinating points at some point in this article but I don’t know if I see them all center to heart. There may be some validity but I most certainly will take hold opinion until I consider it further. Great post , thanks and we want more! Added onto FeedBurner at the same time

    Balas

  137. I would like to thank you for the efforts you’ve put in writing this website. I’m hoping the same high-grade web site post from you in the upcoming also. In fact your creative writing abilities has encouraged me to get my own web site now. Really the blogging is spreading its wings quickly. Your write up is a great example of it.

    Balas
  138. Balas
  139. Balas
  140. Balas
  141. Balas
  142. Balas

  143. Aw, this was a really nice post. In concept I wish to put in writing like this additionally – taking time and actual effort to make an excellent article… however what can I say… I procrastinate alot and not at all appear to get something done.

    Balas
  144. Balas
  145. Balas
  146. Balas

  147. Good blog! I truly love how it is simple on my eyes and the data are well written. I’m wondering how I could be notified when a new post has been made. I have subscribed to your feed which must do the trick! Have a great day!

    Balas
  148. Balas
  149. Balas
  150. Balas
  151. Balas
Leave a comment

Alamat email Anda tidak akan dipublikasikan.

Berita Terkait

Tips Mengatur Keuangan Mahasiswa Rantau
21:48
Sesimpel Ini Jadi Konsisten dalam Hal Apapun
12:10
Sesimpel Ini Paham 3 Metode Survive Keuangan
11:57
Sesimpel Ini Butterfly Effect, Awal Mula Peristiwa Besar Dunia
10:56
Sesimpel Ini Hidup Minimalis demi Jaga Produktivitas Kamu
17:16
Sesimpel Ini Tahu Gaji UMR VS Biaya Hidup 10 Kota di Indonesia!
16:42
Link berhasil disalin