Sesimpel Ini Tips Bertahan di Tanggal Tua

Bagi orang yang bekerja, tanggal tua terkadang menjadi momok yang menakutkan. Bukan karena banyak hantu atau hal-hal horror yang terjadi, tapi hal ini ada berkaitan banget sama yang namanya sisa gaji.

Ya, tanggal tua biasanya menjadi momen dimana uang yang kalian miliki sudah mulai menipis dan mengharuskan kamu untuk mengencangkan ikat pinggang. Bahkan tidak sedikit diantara mereka yang pada akhirnya memutuskan untuk berutang karena uang yang dimiliki tidak cukup untuk memenuhi kebutuhan sampai gajian nanti.

Memang ada banyak hal yang tidak bisa kita hindari setiap harinya. Apalagi jika kita tidak memiliki persiapan yang cukup, misalkan uang yang kurang padahal belum mendekati waktu gajian. Sebenarnya ada cara yang bisa kamu lakukan untuk bisa bertahan hidup di tanggal tua tanpa harus kebingungan apalagi sampai menyiksa diri karena harus berhemat dengan ketat. Penasaran apa saja?

Tips Survive Tanggal Tua: Jangan Banyak Jajan

Kebiasaan jajan memang sudah ‘mendarah-daging’ bagi sebagian besar orang. Sebenarnya jajan bukan kegiatan yang dilarang, tapi memang untuk bisa bertahan hidup di tanggal tua, kebiasaan tersebut harus
kamu kurangi. Meskipun jajan terlihat tidak mengeluarkan banyak uang, tapi frekuensi jajanmu sering bukankah sama saja?
Maka dari itu, untuk menghemat pengeluaran kamu bisa memprioritaskan untuk belanja kebutuhan sehari-hari terlebih dahulu. Kalau kamu memang hobi jajan, kamu bisa buat jajanan sendiri di rumah.
Lebih enak dan hemat bukan?

Buat Makanan Sendiri

Jika kamu hobi masak, membuat masakan sendiri di rumah akan terasa lebih menyenangkan dan pastinya dijamin lebih higienis. Meskipun kamu perlu effort yang cukup besar untuk membuat makanan sendiri di rumah, tapi keuntungan yang akan kamu dapatkan akan jauh lebih besar, yaitu pengeluaran tidak membengkak.

Sebenarnya untuk membuat makanan sendiri kamu tidak perlu menunggu tanggal tua ataupun menunggu sisa uangmu menipis. Dengan menerapkan cara ini setiap hari, pengeluaranmu akan jauh lebih berkurang dan kamu bisa menambah uang untuk menabung atau berinvestasi.

Liburan Di Rumah

Akhir pekan merupakan momen yang sangat ditunggu oleh para pekerja untuk beristirahat. Beberapa orang biasanya akan bepergian ke berbagai tempat untuk melepas penat. Tapi kalau kondisi lagi di tanggal tua, ceritanya bisa jadi berbeda. Jika di akhir pekan kamu sedang butuh liburan dan kebetulan sedang tanggal tua, maka beristirahat dan menghabiskan waktu di rumah bisa menjadi alternatifnya. Meskipun terdengar sedikit membosankan, nyatanya liburan di rumah bisa jauh lebih seru daripada jalan-jalan lho! Banyak kegiatan menyenangkan
yang bisa kamu lakukan di rumah, seperti masak bersama keluarga maupun nonton film bersama. Bahkan jika kamu butuh relaksasi pada tubuhmu, kamu bisa memanggil jasa pijat refleksi untuk datang ke rumahmu. Selain lebih hemat di tanggal tua, kamu juga tidak akan terkena stress di jalan akibat macet.

Buat Rencana Keuangan

Sebenarnya kamu bisa lho nggak perlu irit saat tanggal tua tiba. Ya, tetap merasa senang tanpa khawatir kekurang uang di tanggal tua atau akhir bulan bisa kamu lakukan apabila kamu memiliki rencana keuangan yang baik. Dengan memiliki atau menyusun rencana keuangan sebelumnya, kamu pasti akan lebih mudah ketika membelanjakan uangmu. Orang yang terbiasa membuat rencana uang akan lebih disiplin dan terhindar dari sifat boros. Maka, jika kamu ingin tanggal tuamu tidak terasa berat, kamu bisa mulai dengan membuat rencana keuangan.

Tetap Tenang Meski Tanggal Tua Datang

Empat hal diatas merupakan beberapa hal yang bisa kamu lakukan agar tetap keep calm di tanggal tua. Hal penting yang sebenarnya harus kamu mulai lakukan untuk menghindari kekurang uang adalah dengan membuat rencana keuangan dengan baik. Utamakan memenuhi kebutuhan hidup dan membayar utang atau cicilan yang kamu miliki ketika mendapatkan gaji agar kamu tidak memikul beban berat di punggungmu.

Jangan lupa untuk sisihkan sebagian uang untuk menabung atau berinvestasi. Jangan lupa like, comment, dan share agar artikel ini lebih bermanfaat untuk semuanya!

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