Yuk Mengenal 5 Jenis Produk Asuransi

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Ilustrasi Jenis Produk Asuransi | Umma.id

Produk asuransi merupakan hal yang sangat penting untuk kita miliki saat ini agar dapat melindungi diri dari berbagi resiko kerugian finansial di masa yang akan datang. Dengan adanya asuransi akan membuat kehidupan menjadi lebih nyaman. Ketika musibah kerap datang menghampiri kita akan mendapatkan proteksi dari asuransi tersebut. Kita harus memahami manfaat dari asuransi yang akan kita miliki. Berikut ini jenis asuransi yang harus kita pahami :

Asuransi Kecelakan Diri Plus

Produk asuransi ini memberikan perlindungan (proteksi) kepada kita dari kecacatan, kematian, dan santunan akibat kecelakaan sepeda motor. Kita hanya perlu mengeluarkan sebesar Rp. 10.000 (setara dengan nasi telor 1) sudah bisa mendapatkan perlindungan sampai Rp. 210.000.000. Tetapi, kita jangan lupa untuk melaporkan kejadian paling lambat 5 hari setelah kejadian terjadi.

Asuransi Siji Fixed Link

Produk asuransi ini merupakan jenis unit link, dimana kita mendapatkan proteksi dan inventasi secara langsung. Unit link ini tersedia di salah satu perusahaan asuransi jiwa terbesar (PT. Asuransi Simas Jiwa). Keunggulan dari asuransi ini, yaitu: kita dapat memiliki dalam jangka waktu 3 bulan, hasil investasi yang tinggi, tidak perlu memeriksa kesehatan, uang kematian mencapai Rp. 25.000.000, dan memberikan perlindungan hingga 100 tahun.

Asuransi Capital Eka Proteksi

Produk asuransi ini memberikan pertanggungan terhadap pihak polis jika meninggal dunia karena kecelakaan atau non kecelakaan. Selain itu, uang yang ditanggung full uang pertanggungan 100%. Keunggulan Asuransi Capital Eka Proteksi, yaitu:

  • Minimum premi hanya Rp. 100.000
  • Uang pertanggungan hingga Rp. 750.000.000
  • Tidak memerlukan pemeriksaan kesehatan

Syarat yang harus diperhatikan, yaitu:

  • Usia minimal 18 tahun dan maksimal 50 tahun
  • Minimal uang pertanggungan sebesar Rp. 25.000.000
  • Pengajuan klaim paling lambat 90 hari terhitung sejak meninggalnya tertanggung

Setelah kita mengenal beberapa asuransi yang harus kita miliki. Marilah dari sekarang kita sudah mulai menentukkan asuransi yang wajib kita miliki untuk di masa depan! Cari tahu yuk beberapa 2 jenis produk asuransi lainnya di

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Sumber:

https://umma.id/article/share/id/1006/64734

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