Sesimpel Ini Bahas Kasus JPMorgan

Belakangan, JPMorgan Chase (JPMC) perusahaan keuangan top asal Amerika Serikat mengaku tertipu oleh startup fintech bernama Frank yang melayani pinjaman pendidikan untuk pelajar Amerika Serikat yang didirikan oleh Charlie Javice. 

Kok bisa?

JPMorgan Chase & Co.

W JPMorgan Chase lecą głowy za miliardowe straty - Wiadomości -

Sebelum ke kasusnya, kita cari tahu dulu siapa JPMorgan?

JPMorgan Chase menjadi bank terbesar di Amerika Serikat dan masuk 10 terbesar di dunia dengan total asset lebih dari US$ 3,74 triliun atau sekitar Rp58,62 kuadriliun! Bank hasil dari beberapa merger dan akuisisi ini juga salah satu pengelola investasi terbesar di dunia dengan kapitalisasi pasar mencapai $395,4 Billion per 20 Januari 2023 kemarin. 

Sekelas JPMorgan tertipu?

Kronologi Kasus JPMorgan

Dari 4,25 juta jumlah pengguna Frank yang diklaim Javice, ternyata hanya sekitar 300 ribu di antaranya yang merupakan pengguna “asli” dan jutaan sisanya hanyalah data fiktif. Kebohongan baru terbongkar setelah pihak JPMC mengirimkan email pemasaran ke 400 ribu pelanggan Frank tetapi 70% emailnya ternyata dikembalikan. 

Dugaan Penipuan 

Data analyst ou data scientist : quel métier choisir ?

Javice di duga membayar seorang data scientist untuk membuat data pengguna palsu senilai $18 ribu atau sekitar Rp272 juta. 

Kejadian ini tentu menjadi pelajaran bagi perusahaan sekelas JPMC yang di ketahui berhasil mengakuisisi Frank tahun 2021 lalu dengan mahar senilai US$ 175 juta atau mencapai sekitar Rp2,6 triliun (kurs Rp15.250). 

Sosok Charlie Javice

Mikael Dewabrata 📊 on Twitter: "@Forbes Charlie Javice masuk daftar Forbes  30 Under 30 list di tahun 2019 di kategori keuangan. Javice pernah bilang  kalau kesulitannya adalah skala. Skala di dunia bisnis /

Yang cukup mengagetkan juga ternyata Javice pernah masuk daftar Forbes 30 under 30 kategori Finance tahun 2019 lalu berkat keberhasilan startup yang di rintis di usia mudanya. Bahkan selain Frank, Javice juga sempat mendirikan startup lain bernama PoverUp hingga 2015 lalu. 

Kekayaan Javice

JP Morgan Says Startup Founder Used Millions Of Fake Customers To Dupe It  Into An Acquisition

Kekayaan Javice juga tidak bisa di bilang sedikit. Setidaknya sekitar Rp75 miliar bisa ia dapatkan dari kariernya selain menjadi Founder & CEO Frank. Ia juga pernah menjadi Anggota Dewan Pengawas University of Pennsylvania Hillel lebih dari 3 tahun hingga Penasihat Khusus The Wharton School lebih dari 12 tahun.

Petinggi Startup Forbes 30 Under 30 yang tersandung Kasus Penipuan

Sam Bankman-Fried has 'few billion' to help crypto industry
CEO Alameda Research Caroline Ellison Dinyatakan Bersalah Atas Tuduhan  Skema Penipuan, Berpeluang Dihukum 110 Tahun Penjara
Berkenalan dengan Elizabeth Holmes, Sosok Besar Di Balik Skandal Penipuan  Theranos

Kini, Javice menambah panjang daftar “petinggi” startup yang masuk jajaran Forbes 30 under 30 yang terlibat kasus penipuan. Sebelumnya, Sam Bankman-Fried (SBF) founder FTX, Caroline Ellison pimpinan Alameda Research, dan Elizabeth Holmes founder Theranos, juga sempat terseret kasus. 

Akhir Kata dari Kasus JPMorgan

“The Fraudster’s greatest liability is the certainty that the fraud is too clever to be detected”

-Louis J. Freeh –



Kategori: Bisnis

Join the Conversation


  1. It’s the best time to make a few plans for the long run and it’s time to
    be happy. I have read this put up and if I could I wish to suggest you some interesting things or
    suggestions. Perhaps you could write subsequent articles regarding this
    article. I wish to learn even more issues about it!

  2. Hey I am so happy I found your web site, I really
    found you by accident, while I was searching on Aol for something else,
    Regardless I am here now and would just like to say cheers for a tremendous post and a all
    round interesting blog (I also love the theme/design), I don’t have time to
    read through it all at the moment but I have bookmarked it and also added your RSS feeds, so when I have time I will be
    back to read a lot more, Please do keep up the awesome job.

  3. Please let me know if you’re looking for a author for
    your blog. You have some really great posts and
    I believe I would be a good asset. If you ever want to take some
    of the load off, I’d really like to write some articles for your blog in exchange
    for a link back to mine. Please shoot me an e-mail if interested.


  4. First of all I want to say awesome blog!

    I had a quick question in which I’d like to ask if you do
    not mind. I was curious to know how you center yourself and clear your thoughts prior to
    writing. I have had a difficult time clearing my thoughts in getting my ideas out there.

    I truly do enjoy writing however it just seems like the first
    10 to 15 minutes are usually lost simply just trying
    to figure out how to begin. Any suggestions or hints?

  5. With havin so much content do you ever run into any issues of
    plagorism or copyright violation? My blog has a
    lot of unique content I’ve either written myself or outsourced
    but it seems a lot of it is popping it up all over the internet without my
    permission. Do you know any ways to help reduce content from being
    ripped off? I’d really appreciate it.

  6. Hello there, I found your site by means of Google at the same time as searching
    for a similar topic, your web site got here up, it seems good.
    I’ve bookmarked it in my google bookmarks.
    Hi there, simply become alert to your blog through Google,
    and found that it is truly informative. I am going to watch out for brussels.
    I’ll appreciate if you continue this in future. A lot of folks might be benefited
    from your writing. Cheers!

  7. Pretty section of content. I just stumbled upon your
    web site and in accession capital to assert that I get
    in fact enjoyed account your blog posts. Any way I will be subscribing
    to your feeds and even I achievement you access
    consistently fast.

  8. Hey There. I found your blog the usage of msn. This is
    a really well written article. I will make sure to bookmark it and come back to learn more of your useful
    information. Thanks for the post. I’ll definitely comeback.

  9. This is the perfect website for anyone who would like to understand this topic.
    You know a whole lot its almost hard to argue with you (not that I personally will need to…HaHa).
    You definitely put a brand new spin on a subject that’s been discussed for decades.

    Wonderful stuff, just great!

  10. This is really attention-grabbing, You are an overly professional blogger.

    I have joined your rss feed and look forward to
    searching for more of your great post. Additionally, I’ve shared your site in my social networks

  11. I know this if off topic but I’m looking into starting my own blog and was wondering
    what all is needed to get set up? I’m assuming having a blog
    like yours would cost a pretty penny? I’m not very web smart so I’m not 100% certain. Any recommendations or advice would be greatly
    appreciated. Cheers

  12. I do not even understand how I stopped up right here, however I
    thought this submit was good. I don’t understand who you are but certainly you are going to a well-known blogger in the event you are not already.

  13. Just desire to say your article is as amazing.
    The clearness to your publish is simply excellent and that i could suppose you are knowledgeable in this subject.
    Fine along with your permission let me to take hold of your feed to stay
    updated with impending post. Thank you one million and please keep up the rewarding work.

  14. Wonderful article! That is the type of information that are supposed to be shared around the net.
    Disgrace on Google for not positioning this
    submit upper! Come on over and visit my web site .
    Thanks =)

  15. Hello! Do you know if they make any plugins to help with SEO?
    I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good gains.
    If you know of any please share. Thanks!

  16. Hello, i think that i saw you visited my blog so i came
    to “return the favor”.I’m attempting to find things to enhance my site!I suppose its ok to use a few of your ideas!!

  17. Thanks for one’s marvelous posting! I certainly enjoyed
    reading it, you’re a great author. I will make
    sure to bookmark your blog and may come back sometime soon. I
    want to encourage yourself to continue your great job, have a nice evening!

  18. I am really impressed with your writing skills and
    also with the layout on your blog. Is this a paid theme or did you customize it
    yourself? Anyway keep up the nice quality writing, it’s
    rare to see a nice blog like this one today.

  19. obviously like your web site but you have to check the spelling on quite a few of your posts.
    Several of them are rife with spelling issues and I find it very bothersome to
    tell the truth on the other hand I will surely come again again.

  20. This is very interesting, You are a very skilled blogger.
    I’ve joined your feed and look forward to seeking more of your wonderful post.

    Also, I have shared your site in my social networks!

  21. Can I simply say what a comfort to uncover someone that truly understands what they’re discussing over the
    internet. You definitely realize how to bring an issue to light and
    make it important. More and more people need to check this out and understand this side of
    the story. I was surprised that you are not more popular given that you definitely have the gift.

  22. Does your website have a contact page? I’m having a tough time locating it but, I’d like to
    send you an email. I’ve got some creative ideas for your blog you might be interested
    in hearing. Either way, great website and I look forward to seeing it develop over time.

  23. Oh my goodness! Incredible article dude!
    Thank you, However I am having troubles with your RSS. I don’t understand the reason why I cannot join it.
    Is there anyone else having identical RSS issues? Anybody who knows the answer will you kindly respond?

  24. Attractive component to content. I just stumbled upon your
    web site and in accession capital to say that I acquire in fact loved account your weblog posts.
    Anyway I’ll be subscribing on your augment and even I fulfillment
    you get admission to persistently quickly.

  25. Right here is the perfect web site for anyone who really wants to find out about this topic.

    You know so much its almost tough to argue with you (not that I personally will need to…HaHa).
    You definitely put a brand new spin on a topic that has been written about for decades.

    Great stuff, just excellent!

Leave a comment

Alamat email Anda tidak akan dipublikasikan.

Link berhasil disalin