Sesimpel Ini Cara Tenang Saat Punya Uang

Tahukah kamu kalau memiliki uang tidak selamanya bisa membuatmu tenang?

Banyak orang yang berpikir bahwa apabila seseorang memiliki sejumlah uang maka mereka akan tenang karena semua kebutuhan sudah ditutupi oleh uang yang ada. Padahal hal ini tidak sepenuhnya benar loh

Meskipun memiliki uang yang banyak, masih ada sebagian orang masih merasa cemas akan keuangannya. Bebrapa faktor yang menyebabkan hal tersebut terjadi diantaranya tidak mampu mengontrol uang yang dimiliki, terlalu mengandalkan pemasukan aktif atau active income, dan juga tidak memiliki proteksi seperti asuransi. 

Ketiga hal tersebut merupakan faktor utama seseorang tetap merasa cemas akan kondisi keuangannya meskipun sudah mengantongi uang yang cukup banyak. 

Lalu, bagaiamana cara agar terlepas dari kecemasan tersebut? Terutama bagi para karyawan yang sibuk dan hanya bisa mengadalkan active income

Baca Juga: Sesimpel Ini Menambah Uang Buat Kamu First Jobber

1. Tenang Punya Uang Dengan Aman secara finansial

Apa itu aman secara finansial? Apakah kita harus menjaga uang yang kita miliki? 

Maksud dari aman secara finansial disini adalah kamu yang harus mengamankan posisimu dengan uang yang kamu miliki. Bagaiamana caranya?

Memiliki asuransi bagi diri sendiri atau seluruh anggota keluarga apabila sudah menikah adalah salah satu solusinya. Dengan memiliki asuransi, kamu bisa merasa aman karena asuransi dapat membantu keuanganmu ketika kamu jatuh sakit atau meninggal dunia. Dengan asuransi, kamu bisa mendapatkan keuntungan mulai dari bantuan pembayaran biaya berobat hingga santunan meninggal dunia akibat sakit atau kecelakaan. 

Jika kamu rasa dirimu belum aman secara finansial karena beum memiliki asuransi, maka segeralah miliki asuransi. OneAset hadir untukmu agar bisa mempermudah kamu dalam meiliki asuransi. 

2. Disiplin dan buat rencana keuangan

Solusi berikutnya adalah dengan membiasakan diri untuk mengatur uang yang kamu miliki. Mulailah membuat rencana keuangan untuk mempermudah kamu dalam meengelola uang. Dengan memilki rencana keuangan yang baik, kamu bisa menilai bagaimana kondisi keuanganmu saat ini. Apakah sudah bagus atau masih boros. Jangan lupa mementukan tujuan keuangan sebelum membuat rencana keuangan agar kamu bisa mengetahui bagaimana cara mencapai tujuan keuangan tersebut. 

3. Kelola uang dengan tingkatkan literasi finansial

Cara terakhir yang bisa kamu lakukan adalah dengan cara mengelola uang. Banyak cara mengelola uang yang bisa kamu lakukan. Kamu juga bisa mengelola uang dengan caramu sendiri, asalkan dilakukan dengan baik dan benar. 

Terakhir, kamu bisa memperluas pengetahuanmu seputar keuangan. Saat ini memiliki pemahaman finansial yang baik akan sangat membantu kamu dalam hal mengelola keuagan. Saat ini sudah banyak informasi seputar keuangan di internet yang dapat kamu akses dengan mudah. Maka dari itu, untuk mempermudah jalan mengatur uang dan menghilangkan kecemasan akan keuangan, kamu bisa mulai belajar tetang keuangan mulai dari sekarang. Untuk mengetahui informasi seputar keuangan dan investasi kamu bisa follow kami di instagram @finplan.id. Jangan lupa nyalakan semua notifikasi agar tidak ketinggalan info terbaru! 

Semoga bermanfaat! 

https://www.generali.co.id/id/healthyliving/detail/561/punya-uang-berlebih-sebaiknya-harus-diapakan

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Kategori: Keuangan

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