Sesimpel Ini Fresh Graduate Harus Punya Asuransi

Jenis Asuransi Kecelakaan
Jenis Asuransi Kecelakaan

Kelulusan memang menjadi momen paling membahagiakan bagi setiap pelajar setelah menempuh pendidikan. Di momen ini lah terjadi masa peralihan dari seorang pelajar menjadi pencari kerja. Status lulusan baru atau fresh graduate merupakan julukan bagi orang-orang yang baru lulus menempuh pendidikan dan berencana untuk mencari pekerjaan. 

Apakah saat ini kamu juga seorang fresh graduate

Masalah Keuangan Si Lulusan Baru

Menjadi seorang fresh graduate atau lulusan baru memang bukan hal mudah, apalagi ketika Kamu belum bisa memiliki pekerjaan tetap atau pekerjaan yang sesuai dengan keinginan. Sering kali banyak dari fresh graduate yang memutuskan untuk menjadi seorang pemagang demi mendapatkan pengalaman kerja agar bisa di terima di perusahaan impian. 

Tantangan lain yang di hadapi oleh para lulusan baru yaitu masalah pengelolaan keuangan. Gaji kecil yang di terima saat awal kerja terkadang membuat dilema dalam mengatur uang, bahkan sampai lupa menyisihkan uang untuk asuransi. 

Asuransi Wajib Bagi Fresh Graduate 

Asuransi merupakan hal penting yang wajib di miliki oleh setiap orang, termasuk seorang fresh graduate. Ingin tahu asuransi apa saja yang wajib di miliki seorang fresh graduate

Ada 2 asuransi yang wajib di miliki oleh para fresh graduate, yaitu asuransi kesehatan dan asuransi jiwa. 

Asuransi kesehatan merupakan asuransi yang bisa memberikanmu perlindungan untuk layanan kesehatan. Mulai dari penyakit ringan sampai dengan penyakit kritis. Sedangkan asuransi jiwa adalah asuransi yang memberikan perlindungan dengan memberikan uang pertanggungan atau santunan kepada keluarga yang di tinggalkan apabila nasabah asuransi mengalami kecelakaan yang mengakibatkan cacat permanen atau kematian. 

Asuransi kesehatan memiliki manfaat yang besar bagi seorang lulusan baru karena dapat memberikan proteksi kepadamu apabila Kamu jatuh sakit akibat kelelahan saat mencari kerja atau kelelahan ketika bekerja. Beberapa asuransi kesehatan memberikan manfaat perlindungan yang cukup banyak kepada nasabahnya, seperti asuransi kesehatan cashless

Manfaat yang akan Kamu dapatkan dari memiliki asuransi jiwa adalah Kamu dan keluarga akan mendapatkan bantuan dana ketika Kamu mengalami cacat permanen ataupun meninggal dunia karena kecelakaan. Asuransi jiwa bisa menjadi penolong bagi keluarga, terlebih lagi jika nasabah merupakan ujung tombak keluarga yang sedang berjuang mencari nafkah. 

Ayo Mulai Pikirkan Untuk Memiliki Asuransi 

Karena merupakan sebuah proteksi, asuransi akan sangat membantu siapapun untuk mengurangi risiko kerugian terutama secara finansial. Jika Kamu ingin segera memiliki asuransi, ada baiknya Kamu pertimbangkan terlebih dahulu perlindungan apa yang Kamu butuhkan dan pastinya sesuaikan juga dengan kemampuanmu. Selain dua asuransi di atas, Kamu juga bisa memiliki asuransi lain, yang pastinya harus sesuai dengan kemampuan finansialmu. 

Semoga bermanfaat! 

Sumber: https://www.finansialku.com/asuransi-buat-fresh-graduate-perlu-gak-gimana-cara-pilihnya-2091405/

Penulis:

Kategori: Keuangan

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