Sesimpel Ini Wujudkan Impianmu dengan Tujuan Keuangan

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Setiap orang pasti ingin mencapai berbagai tujuan di dalam hidupnya. Beberapa contoh tujuan yang ingin banyak dicapai adalah memiliki rumah sendiri, punya kendaraan, memiliki persiapan dana pendidikan anak. Sampai dengan punya uang pensiun yang cukup. Semua tujuan ini pastinya memiliki caranya masing-masing untuk mencapainya, perlu juga tujuan keuangan yang jelas. Dan setipa tujuan pula memiliki ‘harga’ yang harus Kamu beli atau Kamu tukarkan. Seperti jika Kamu ingin memiliki uang yang banyak agar kehidupan masa depanmu terasa lebih mudah, maka Kamu hrus mengorbankan banyak waktu di masa muda untuk mengumpulkan uang sebanyak mungkin. 

Baca Juga: Sesimpel Ini 5 Tips Agar Keuangan Keluarga Kamu Stabil

Tujuan-tujuan yang ingin dicapai semua orang di setiap tahap kehidupannya juga berbeda-beda. Misalkan saat kecil Kamu bermimpi ingin menjadi seorang pengusaha dan ketika beranjak dewasa Kamu bertujuan untuk mengembangkan bisnis dan memiliki kehidupan berkeluarga yang baik. 

Saat ini, jika Kamu ingin memiliki berbagai hal yang susdah Kamu impikan sejak lama, maka ada satu tujuan utama yang harus Kamu capai. Tujuan tersebut adalah tujuan keuangan. Apa itu tujuan keuangan?

Tujuan Keuangan yang Jelas

Sebenarnya, tujuan keuangan berisi tentang segala hal yang ingin di capai dalam hidupmu dengan uang yang Kamu miliki. Maka dari itu, jika Kamu ingin mewujudkan mimpi-mimpimu, Kamu bisa mulai merencanakan keuanganmu dengan baik dan jelas. Hal ini harus Kamu lakukan agar mimpimu dapat tercapai dan kehidupanmu tetap berjalan sebagaimana mestinya. 

Baca Juga: Sesimpel Ini 3 Taktik Mengatur Keuangan Untuk Menikah

Ingatlah bahwa semua impianmu dapat tercapai jika semua yang Kamu inginkan dapat di proyeksikan dengan jelas. Jika Kamu bingung bagaimana cara membuat tujuan keuangan yang jelas, maka teknik SMART akan sangat membantu. Teknik SMART (Spesific, Measurable, Achievable, Realistic, Time-related) adalah metode menyusun rencana keuangan yang berfokus pada tujuan. 

Kesimpulan 

Impian adalah hal yang bisa di miliki oleh siapa saja. Setiap orang di muka bumi ini pastinya memiliki impian yang saat ini sedang di kejar dengan sepenuh tenaga. Apakah saat ini Kamu sedang menyusun rencana masa depan termasuk impian untuk memiliki kondisi finansial yang baik? Jika iya, maka inilah saatnya Kamu harus memulai langkahmu agar semua tujuanmu itu dapat tercapai. 

Semoga artikel ini bermanfaat untukmu. Jangan lupa tulis di kolom komentar apa saja impian yang ingin Kamu wujudkan, ya!

Sumber:

https://www.okbank.co.id/id/information/news/cara-membuat-perencanaan-keuangan-jangka-panjang

https://qmfinancial.com/2022/02/perencanaan-keuangan-sederhana/

Penulis:

Kategori: Keuangan

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