Sesimpel Ini 5 Manfaat Asuransi Perjalanan

Asuransi perjalanan atua travel insurance adalah asuransi yang berguna untuk mengurangi risiko bahaya atau kerugian bagi seseorang yang melakukan perjalanan. Asuransi in sangat cocok untuk Kamu yang punya hobi travelling atau bekerja secara remote (berpindah-pindah). Di Indonesia, asuransi perjalanan biasa kita temukan di pembelian tiket perjalanan melalui situs penjualan tiket online atau aplikasi. Cari tahu juga manfaat asuransi perjalanan.

Dalam menggunakan asuransi perjalanan, ada beberapa faktor yang memengaruhi premi yang harus dibayarkan, seperti usia tertanggung, periode perlindungan, negara tujuan, dan nilai manfaat yang di pilih peserta. 

Asuransi perjalanan sudah terbukti memberikan banyak manfaat pada peserta asuransi, sehingga perserta dapat lebih tenang selama perjalanan. Penasaran manfaat apa saja yang akan Kamu dapatkan saat menggunakan asuransi perjalanan/ simak 5 keuntungannya di bawah ini. 

Baca Juga: Sesimpel Ini 5 Faktor Premi Asuransi Kamu Mahal

#1 Manfaat Asuransi Perjalanan: Memperoleh bantuan yang bersifat darurat di manapun

Manfaat pertama yang akan Kamu dapatkan ketika menggunakan asuransi perjalanan adalah Kamu akan mendapatkan bantuan selama 24 jam saat Kamu berada dalam keadaan darurat. Beberapa bantuan yang akan diberikan di antaranya adalah bantuan evakuasi media, bantuan pemulangan jenazah, dan hotline darurat 24 jam.

#2 Kedua, Santunan untuk kecelakaan atau cacat permanen

Asuransi perjalanan akan memberikan biaya berupa santunan jika Kamu mengalami kecelakaan dan cacat permanen saat terjadi musibah kecelakaan dalam perjalanan. Biaya santunan dapat di berikan kepada korban yang masih hidup atau dapat di alihkan kepada keluarga korban yang meninggal. 

#3 Ketiga, Nyaman saat perjalanan

Dengan menggunakan asuransi perjalanan, Kamu pasti akan merasa tenang dan nyaman. Hal ini di sebabkan karena ada yang meng-cover kamu ketika terjadi berbagai hal yang di inginkan saat perjalanan, seperti pesawat yang delay akibat cuaca buruk. Keadaan lain yang akan di tanggung asuransi perjalanan adalah jaminan keamanan barang dan dokument, serta risiko dari adanya keributan atau terorisme. 

Pada kasus keterlambatan atau delay pesawat terbang, beberapa pihak asuransi akan memberikan kompensasi seperti menginap di hotel untuk menunggu jadwal keberangkatan yang baru

Baca Juga: Sesimpel Ini 5 Tips Mengatur Keuangan Bagi Usia 20 Tahun

#4 Keempat, Memperoleh perlindungan medis

Perlindungan medis yang di berikan pihak asuransi memungkinkan peserta untuk mendapatkan pengobatan gratis akibat kecelakaan dalam perjalanan. Perlindungan ini biasa di berikan dalam berbagai bentuk, seperti penggantian biaya pengobatan dan santunan rawat inap. 

#5 Manfaat Asuransi Perjalanan: Perlindungan tempat tinggal

Salah satu manfaat asuransi perjalanan yang tidak banyak di ketahui oleh peserta asuransi adalah penggantian biaya kerugian untuk tempat tinggal. Jika Kamu sedang melakukan perjalanan dan tempat tinggalmu mengalami bahaya seperti kerusakan akibat gempa atau kebakaran saat Kamu sedang dalam perjalanan, maka pihak asuransi perjalanan dapat mengganti biaya kerugian atas tempat tinggalmu. 

GunakanTravel Insurance untuk Perjalanan yang Aman dan Nyaman

Sudah saatnya bagi Kamu yang suka berpergian untuk memiliki asuransi perjalanan. Mulailah peduli dengan diri sendiri dan keluarga dengan menggunakan asuransi perjalanan. Asuransi perjalanan akan membuat perjalananmu terasa lancar, aman, dan nyaman sampai kembali lagi ke rumah. 

Baca Juga: Sesimpel Ini 4 Aspek Menentukan Besaran Biaya Premi Asuransi

Semoga artikel ini bermanfaat! Sebarkan artikel ini kepada seluruh traveller di Indonesia agar perjalanan terasa aman dan terlindungi.

Sumber:

https://superyou.co.id/blog/keuangan/manfaat-asuransi-perjalanan/?gclid=CjwKCAiAnZCdBhBmEiwA8nDQxROLJ4B2UFed1I6TLtLFIiz5WXbe7-0Td-gmB8b9oU3AuoKXjWrV7RoCWlMQAvD_BwE

https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551

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