Sesimpel Ini 5 Tips Investasi Perhiasan Emas

Banyak orang terutama wanita memilih emas sebagai instrumen investasi mereka. Emas perhiasan lebih banyak orang pilih daripada emas batangan karena memiliki nilai keindahan untuk meningkatkan penampilan ke tingkatan lebih tinggi. Saat ini, semakin banyak orang yang merasakan kemudahan untuk membeli emas dan harga emas perhiasan di pasaran cenderung stabil. 

Semua jenis instrumen investasi memiliki kekurangan dan kelebihannya, termasuk emas perhiasan. Kamu wajib mencari tahu kelebihan dan kekurangan dari investasi emas perhiasan. Salah satu kekurangan investasi emas perhiasan yang wajib kamu ketahui adalah adanya penurunan harga jual emas perhiasan daripada harga sewaktu membeli yang cenderung tinggi. Emas perhiasan juga biasanya mudah rusak dan kotor atau adanya perubahan warna akibat pemakaian. 

Untuk menghindari kerugian berinvestasi emas perhiasan, 5 hal ini wajib kamu ketahui sebelum berinvestasi emas perhiasan.

#1 Lihat Harga Emas Hari Ini

Ketika kamu ingin membeli perhiasan emas, kamu harus memastikan terlebih dahulu harga emas terupdate (terbaru dan hari itu). Harga emas cenderung mengalami fluktuasi, sehingga kamu perlu melakukan cek harga agar perhiasan emas yang kamu inginkan sesuai dengan budget

Keputusan pembelian memang ada di tanganmu, tapi ada baiknya jika kamu membeli perhiasan emas ketika harga pasarannya tidak mengalami kenaikan. 

Perlu kamu ketahui bahwa, ketika kamu membeli perhiasan emas kamu akan ada biaya tambahan berupa biaya (ongkos) pembuatan. Jangan khawatir, kamu tetap masih bisa melakukan tawar menawar khusus untuk biaya pembuatannya, lho!

#2 Perhatikan Karat Dan Kandungan Emas

Kamu harus memperhatikan kadar karat di dalam perhiasan emas yang kamu beli. Kadar karat yang semakin tinggi menandakan juga tingginya kadar emas di perhiasan tersebut. 

Satu hal, emas 23 karat memiliki karakteristik yang cenderung sedikit lunak, sehingga emas pada perhiasan tersebut perlu di campur dengan logam lain agar kuat, lebih keras, dan tahan lama. Hal inilah yang menyebabkan adanya biaya tambahan (ongkos) pembuatan pada perhiasan.

#3 Pastikan Kondisi Emas yang Akan Dibeli

Saat kamu memilih perhiasan yang kamu inginkan, coba perhatikan dengan baik perhiasan yang kamu minati secara keseluruhan. Apakah terdapat kerusakan, cacat, bekas congkel, dan goresan.

Jangan lupa juga untuk memeriksa apakah terdapat noda atau kotoran berwarna hijau di perhiasan emas incaranmu. Kotoran yang ada di perhiasan emas biasanya mengandung barang kimia yang berasal dari proses pencucian emas yang kurang bersih. Jika kamu menemukan noda tersebut, hindari membeli perhiasan itu dan pilih perhiasan lain yang terlihat lebih bersih, karena kotoran tersebut akan menimbulkan alergi bagi si pemakai perhiasan. 

Belilah perhiasan emas yang memiliki sertifikat atau minimal bukti pembelian yang jelas. Hal ini karena jika kamu ingin menjual kembali perhiasan tersebut, harganya masih terbilang cukup tinggi dan pastinya menguntungkanmu.

Baca Juga: Gokil, Inilah 5 Tips Kebiasaan Miliarder

#4 Pilih Toko Bereputasi Baik

Situs logammulia.com miliki PT Antam biasanya menjadi patokan untuk harga emas di pasar nasional. Tapi, tidak jarang beberapa toko emas memilih untuk menjual dengan harga berbeda dan cenderung lebih tinggi. Hal ini karena tidak adanya standardisasi harga emas di Indonesia.

Maka, jika kamu ingin membeli emas perhiasan, lebih baik kamu mencari toko emas dengan reputasi yang baik untuk menghindari penipuan harga emas dan mendapatkan sertifikat pembelian yang jelas. Supaya ketika kamu menjual kembali emas milikmu, harga yang kita tawarkan tidak jauh berbeda dari harga belinya. 

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#5 Hindari Membeli Perhiasan Berlapis Emas

Jangan pernah membeli perhiasan yang berlapis emas! Karena memang perhiasan tersebut bukan terbuat dari emas asli dan lebih rentan rusak daripada perhiasan emas asli. Umumnya, perhiasan yang berlapis emas, kadar emas pada lapisannya hanya 10 karat. 

Perhiasan yang berlapis emas lambat laun akan mengalami pengikisan pada lapisan emas, sehingga kandungan emas yang ada perlahan akan menghilang. Perhiasan jenis ini baiknya tidak untuk aset investasi. 

Bijak Investasi Emas, Raih Keuntungannya

Buatlah rencana investasi emas sebaik mungkin dengan mempertimbangkan tips-tips diatas. Kamu juga harus sabar dan sering-sering melihat berita yang menayangkan info harga emas terkini. Kamu juga bisa cek harga emas terkini di aplikasi OneAset. Dengan begitu, investasi yang kamu lakukan pastinya nanti mendatangkan keuntungan. Seimbangkan antara style-mu dengan instrumen investasi yang kamu pilih. Selalu berhati-hatilah ketika kamu mengenakan perhiasan emas di luar ruangan, terutama jika kamu berada di kerumunan. Jangan sampai kelalaianmu membuat investasimu hilang dengan sia-sia. 

Semoga artikel ini bermanfaat untukmu yang ingin memulai investasi emas perhiasan.

Sumber:

https://www.finansialku.com/tips-membeli-perhiasan-untuk-investasi/

https://www.bareksa.com/berita/emas/2022-10-06/hadapi-ancaman-resesi-sebaiknya-investasi-emas-perhiasan-atau-logam-mulia

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Kategori: Investasi

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